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Colorado · May 1, 2026

Colorado Hail Season: Protecting Your Home and Vehicles

Practical hail tips for Fremont County homeowners and drivers, plus what to check in your home and auto policies.

Colorado sits in one of the most active hail regions in the country, and spring and summer storms can build fast along the Front Range and into Fremont County. A few minutes of preparation can save a lot of headache.

Before the storm

  • Park in a garage or covered spot when storms are forecast
  • Know your roof's age and material — it affects your coverage
  • Take dated photos of your roof, siding and vehicles
  • Keep gutters clear so heavy rain drains properly

Check your policy

Many Colorado home policies carry a separate wind/hail deductible, sometimes a percentage of your dwelling value rather than a flat dollar amount. On auto policies, hail damage falls under comprehensive coverage. If you aren't sure what yours says, we're happy to walk through it with you.

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Carrier and coverage availability varies by state, product and eligibility.