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Insurance · March 20, 2026
Insuring a Historic Home in Colorado
Why historic homes need special insurance attention, and how a local independent agency can help find the right carrier.
From Victorian homes in Cañon City to century-old buildings in Florence, Fremont County is full of character. Historic properties are wonderful to own — and often harder to insure.
Why historic homes are different
Original materials, craftsmanship and older electrical or plumbing systems can be expensive to repair or replace. Many standard policies aren't built for that.
What to ask about
- Replacement cost that accounts for period-accurate materials
- Ordinance or law coverage for code upgrades after a loss
- Updates to wiring, plumbing, heating and roof
- Carriers that specialize in older and historic homes
Historic and hard-to-insure homes are one of our specialties. If you've been told your home is "too old," give us a call.
