nsurance Solutions for Contractors & Trades
General Liability Insurance
Covers third-party property damage, bodily injury, and completed operations. Required for most contracts and essential for protecting your business from lawsuits and jobsite accidents.
Tools & Equipment Coverage (Inland Marine)
Protects your gear—whether it’s in your truck, trailer, jobsite container, or on the move. Covers theft, damage, and loss for tools, machinery, and rented equipment.
Workers’ Compensation Insurance
Required in most states if you have employees. Covers medical bills and lost wages if your crew is injured on the job. Also protects you from legal claims related to workplace accidents.
Contractor Bonds (License, Bid, & Performance)
We help you secure the bonds you need to win bids and stay compliant with state and municipal licensing requirements. Fast turnaround and competitive pricing for all types of contractor bonds.
Commercial Auto Insurance
Covers your trucks, vans, and work vehicles for business use. Includes liability, collision, and physical damage, plus options for tools and trailer coverage.
Builder’s Risk Insurance
Protects buildings under construction or renovation from fire, theft, vandalism, and more. Required for many construction projects and tailored to your specific scope of work.
Additional Insured & Certificate Management
We make it easy to issue certificates of insurance (COIs) with proper endorsements for property managers, GCs, or government entities—so you don’t lose time (or contracts) over paperwork delays.
Contractor Package Policies
Bundle your core coverages—like general liability, tools, and commercial property—into one convenient and affordable policy built for trades and small construction businesses.
Professional Liability (for Design-Build Contractors)
If you offer design advice, architectural input, or engineering services as part of your work, professional liability (E&O) protects against claims of negligence or design errors.
Property & Shop Coverage
Have a physical location or workshop? We’ll cover your office, warehouse, materials, and business personal property to protect your operation behind the scenes.
Employment Practices Liability Insurance (EPLI)
Covers your business if an employee sues for discrimination, harassment, or wrongful termination. Often overlooked in the trades—but crucial as your team grows.
Commercial Umbrella Insurance
Adds extra liability protection above your existing policies. Ideal for contractors with high-value jobs, subcontractor relationships, or large vehicle fleets.