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Protects board members, officers, and decision-makers from personal liability if they are sued for decisions made while managing the organization. Essential for nonprofit governance and often required by funders and grantors.

Covers third-party bodily injury, property damage, and personal injury claims. Whether someone slips at your office or an event guest is injured, this policy provides foundational protection for any nonprofit.

Covers claims related to services provided by your nonprofit—such as counseling, education, or advocacy—that result in financial loss or harm. Important for organizations offering direct support or advice.

Required by law in most states if you have employees. Covers medical costs and lost wages if staff are injured on the job, including office staff, program workers, or facility teams.

Provides medical coverage for volunteers injured while serving your organization. A key way to show care for those who give their time and to limit liability exposure.

Protects your office, supplies, computers, and furniture from fire, theft, vandalism, or natural disasters. Includes business personal property and building coverage if owned.

Adds an extra layer of liability protection over your general, auto, or D&O policies. Ideal for nonprofits with high public exposure or large fundraising events.

Short-term liability protection for galas, fundraisers, races, or public gatherings. Covers accidents, vendor mishaps, and property damage that occur during the event.

Covers liability for personal or rented vehicles used for nonprofit business—like staff driving their own cars for outreach, deliveries, or errands.

Protects against claims made by employees or volunteers for wrongful termination, discrimination, harassment, or retaliation. A growing area of risk for nonprofits with paid staff.

Covers losses from data breaches, ransomware, or cyberattacks. Protects sensitive donor and beneficiary data, and helps nonprofits recover from digital disruption.

Crucial for nonprofits working with children, seniors, or vulnerable populations. Provides protection in the event of allegations of abuse or misconduct—often required for licensing or grants.